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The future of cat models

03 November 2008

Cat models are evolving to meet new risk management challenges, says Richard Clinton, president of EQECAT.

What will drive the future development and use of cat models among insurers and reinsurers?

The importance of companies understanding and managing their risk accumulations was graphically and painfully demonstrated by the recent financial crisis, which was largely driven by an under-appreciation of the risks associated with the subprime market. This lesson will not be lost on the (re)insurance industry's rating agencies, regulators and shareholders. Even before the current financial crisis these groups were already starting to require the (re)insurance industry to strengthen their enterprise risk management programmes. This will translate into greater use of cat models, including the use of multiple models. It will also drive the demand for more robust models and better risk metrics from the modelling industry.

Understanding and managing risk, especially catastrophe risk, goes to the very core of the (re)insurance industry.

How will EQECAT respond in terms of what it offers?

EQECAT has always...


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For more catastrophe reports, data and news, click through to the RMS/Reactions Catastrophe Centre.

Poll

Catastrophe bond issuance was $4.3bn in 2011. How much new issuance will there be in 2012?

Less than $3bn
0%
$3bn-$4bn
43%
$4bn-$5bn
29%
$5bn-$6bn
14%
$6bn-$7bn
14%
More than $7bn
0%

Quote

If last year was the year of the cat, then this year could be the year of the debt crisis.

Mike Van Slooten, head of international market analysis at Aon Benfield